There's a new type of credit score that could help you if you're shopping for a mortgage.  The company Core-Logic has come up with a broader view of credit.  The new report, called "Core-Score" includes information not usually included in a credit report.  It also has rental information, so first-time home-buyers who are prompt with rent checks will get some extra points.  The report also looks at public records for tay payment and property ownership. 

The downside is, if you're looking to hide a bankruptcy, lien, or judgement against you.  But, the idea is, this new type of credit score gives a better idea of you and your credit than just when you pay your credit cards.